Fiducia MGA appoints new underwriter to bolster Combined Liabilities team

August 17, 2026

Fiducia has appointed a new underwriter to strengthen its Combined Liabilities team to meet broker and client demand.

Emma Harvey has been promoted to the position, after joining the Leeds-based MGA in 2024 as assistant underwriter where she has provided support across Fiducia’s specialist insurance products.

With more than 10 years’ experience in insurance, Emma previously held commercial broking roles at Aon and Gauntlet Group.

Following her promotion to underwriter, she is specialising in Combined Liabilities insurance, working with brokers across the UK, Europe and international markets to assess individual risks and provide insurance policies tailored to the individual requirements of their clients.

This includes employer’s liability, public liability and products liability for hauliers, couriers and warehousekeepers.

Commenting on her promotion, Emma said: “Fiducia works hard to provide brokers with competitively priced policies that meet the specialist needs of their clients.

“Combined Liabilities is a highly active and evolving area of insurance and since joining the company I’ve had the opportunity to learn from our expert underwriting team.

“I’m excited to be taking the next step in my career and look forward to working with our broker partners to deliver the high standard of service they’re accustomed to.”

Last year, Fiducia expanded its risk appetite for Combined Liabilities insurance to provide cover for a range of contractors. This includes builders, groundworkers, plant hirers, skip hirers as well as contractors for electrics, plumbing, heating and ventilation.

Congratulating Emma on her promotion Fiducia CEO, Gerry Sheehy, said: “Emma’s promotion is thoroughly deserved and reflects the significant contributions she has made to our company since joining.

“Her ‘can do’ attitude and commitment to providing exemplary service have been fundamental as we’ve expanded our Combined Liabilities cover.

“As we continue to grow our network of broking partners, I have no doubt that Emma will remain an invaluable asset to our team.”

Learn more about our Combined Liabilities product here

 

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